Find the Perfect Plan in Three Steps
Follow the steps outlined below to find the best health insurance plan for yourself or for your family:
Find out If You Qualify for a Tax Credit or Cost-Sharing Reduction
Advanced Premium Tax Credit Estimator
Find out if you qualify for a subsidy by visiting HealthCare.gov (Utah) or Your Health Idaho (Idaho). You’ll need some basic information like your family size and household income to get an estimate. If you don’t qualify for a subsidy, consider the Expanded Bronze, Bronze, and Gold plans. These may provide the best value for your money.
You may also be eligible for cost-sharing reduction plans that lower the amount you pay out of pocket for deductibles, coinsurance, and copays. Members of a federally recognized American Indian tribe may qualify for additional cost-sharing benefits.
If you qualify for a subsidy, we recommend purchasing your plan on healthcare.gov. If you don't qualify for a subsidy, you may find a lower-priced plan by shopping with us.
Learn more about advanced premium tax credits and cost-sharing reductions.
Choose a Plan
Provider Network Options
In Utah, choose from two networks: SelectHealth Value or SelectHealth Med. In Idaho, your network is the SelectHealth Network. Plans with smaller networks generally cost less, while larger networks give you access to more providers. Emergency care is always covered, no matter where you go.
As you review these network maps, keep this in mind: A network is the group of providers and facilities with whom we’ve contracted to provide care to our members. But a service area is different. Our service area is the geographical area we serve—basically, it’s where we sell plans. You must live in our service area to be eligible to purchase a plan.