Most federal employees, retirees, and eligible family members can enroll in an FEHB plan. Eligibility is determined by federal guidelines and employment status.
Federal Employee Health Benefits
Federal Employee Health Benefits (FEHB) is a health insurance program for federal employees, retirees, and their families.
Questions? We have answers.
We're proud to serve our federal employees and their families. Find out what makes Select Health a great choice for your health insurance plan.
Solutions for every stage in life
Whether you've just started a new role as a federal employee, you're child is aging off your FEHB plan, or you're ready to retire. Select Health can help.
FEHB plans
Are you an active federal employee? You have a choice of affordable, quality health plans.
Individual plans
Is your child aging off your FEHB plan? We offer several individual plans they can enroll in.
Medicare cost-share waiver
For FEHB Standard Option members enrolled in Original Medicare Parts A & B as their primary insurance, we waive the cost-share for covered services.
Frequently asked questions
The Federal Employees Health Benefits (FEHB) Program provides health insurance coverage for eligible federal employees, retirees, and their families. Members can choose from a variety of health plans that offer comprehensive medical coverage and support for their healthcare needs.
Select Health offers two FEHB plan options:
• Standard Option: Features lower deductibles and comprehensive coverage.
• High Deductible Health Plan (HDHP): Features lower monthly premiums, a higher deductible, and potential Health Savings Account (HAS) benefits for eligible members.
You can compare plan benefits, costs, and coverage details to find the option that best meets your needs.
Yes. Select Health’s Standard Option plan includes out-of-network benefits, giving members access to providers nationwide. Keep in mind that out-of-network services typically cost more than care received from participating providers.
Depending on the plan you choose, costs may include:
• Monthly premiums
• Deductibles
• Copays
• Coinsurance
FEHB plans also include an annual out-of-pocket maximum, which helps limit the amount you pay for covered healthcare services each year.
Yes. FEHB plans include coverage for preventive care and virtual care services. Member costs may vary based on the plan and type of service received.
You may enroll in or make changes to your FEHB coverage:
• When you first become eligible as a federal employee
• During the annual FEHB Open Season
• Following a life event, such as marriage, birth, or loss of other coverage.
Yes, many federal employees can continue their FEHB coverage into retirement if they meet eligibility requirements, such as being continuously enrolled before retiring.
The Select Health FEHB plan is designed to make care easy to access, both in person and online. Members can use virtual care 24/7 from a smart phone or computer to get expert care when they need it, at a lower cost than in-person visits.
Members also have access to digital tools through the member account, including the medical cost estimator, which provides personalized estimates for doctors, hospitals, or services based on your benefits.
