If you need a medication that is not covered on your formulary, you or your prescriber may request a review for coverage. This is called a formulary exception request. There are two levels of review for a medication exception: an internal review by Select Health and, if we uphold a coverage denial, an external review by an independent organization.
If we uphold a denial of your formulary exception request, you have the right to an external review. You or your prescriber may request that the original exception request and our denial be reviewed by an Independent Review Organization (IRO), a qualified third party not connected to Select Health.
Once we receive your request for external review, we forward it to the IRO. The IRO reviews the case, sends us its decision, and we communicate that decision to you and your prescriber. The IRO's decision is binding.
*Exigent circumstances apply when your health may be seriously jeopardized by waiting for a standard decision, or when you are currently taking the non-formulary medication.
If waiting for a standard decision could seriously harm your health, you can ask for an expedited review.
1 These instructions are for members enrolled in Individual Qualified Health Plans (QHP) in Utah, Idaho, Nevada, and Colorado: If a non-rormulary medication exception request denial is received you must file the External Review Request form within 180 days of receiving the appeal denial. This process applies for QHP coverage obtained through HealthCare.gov or a State-Based Marketplace, and for QHP coverage obtained directly from Select Health.