If you’re not offering your employees health insurance, you should. According to a 2022 survey, 88% of employees ranked health benefits as “very important” or “extremely important.” This benefit ranked higher than retirement savings, PTO, education, and even family care.

When you need to choose health insurance plans for your employees, it’s important to understand what they value the most in a plan. It makes all the difference.

From reasonable costs to quality care and access, the right plan can build a culture of trust, loyalty, and long-term employee satisfaction.

Here are five key features employees want in their health insurance coverage.

Access to top-tier care

Employees are looking for health insurance to cover routine appointments, preventive care, prescription medicine, and emergency care when it’s needed. This care should come from high-quality providers close to home.

If your employees all reside in the same general area, especially the same state, finding insurance plans with a comprehensive network of providers is simple.

Employers in Utah, Nevada, and Idaho can purchase plans from Select Health. Our expansive network of providers ensures your employees can find a caring and knowledgeable doctor close to home.

Find a plan for your employees that works for them and you.

Affordable prescription options

The need for prescription medications for various conditions is going up. One survey found more than half of Americans take prescribed medication daily.

Coverage is a big concern for many employees, especially for those managing a chronic condition. People want insurance that covers a wide range of medications and a plan that helps them save on prescriptions.

At Select Health, we constantly seek ways to help our members reduce out-of-pocket prescription costs. Scripius, Select Health’s pharmacy benefits manager, helps employers and members save on prescriptions.

Through transparency and claim-level data, you can actually see the breakdown and the savings on medications, unlike many other benefits managers.

One large employer ended up saving 20% on their pharmacy spend in their first year alone with Scripius. Read more about their story here.

Flexible coverage options

Employees have different needs, so offering a one-size-fits-all plan isn’t ideal for most companies. Some employees may prefer lower monthly premiums with higher deductibles, while others with ongoing medical needs may want more inclusive coverage. Some may only want coverage for emergencies or unplanned circumstances.

With Select Health's carefully curated plan options, you can offer your employees choices that fit their unique and evolving needs, including dental and vision coverage as well as wellness programs that encourage healthy living.

Low premiums and cost savings.

In today’s stressful economy, finding ways to help employees save on health care is more important than ever. They want low premiums to reduce financial strains while still getting strong coverage.

Select Health offers plans with competitive premiums without sacrificing coverage quality. Whether your employees are looking for affordable individual plans or family plans that offer more benefits, there are plenty of ways to find the right balance between your plan cost and coverage.

Members can also use the Cost Estimator Tool, choose virtual care options, and utilize care management teams to save money.

Helpful and accessible customer service

Whether an employee has a question about a bill or needs to find an in-network provider quickly, fast and friendly service makes all the difference.

Select Health excels in providing top-notch customer support. In fact, our member services representatives answer questions on the first call 97% of the time. This means your employees won’t have to spend hours waiting on hold or following up with multiple emails.

Employees can even chat online with member services through our secure member portal.

Choosing the right plan for your team

Offering the right health insurance plan comes down to understanding what matters most to your employees. Show your team that their well-being is a business priority by providing access to high-quality care, affordable prescriptions, flexible coverage, low premiums, and exceptional customer service.

Your employees deserve a great plan. Explore employer insurance plan options for your employees and give them access to options that will meet their needs