2021 Fall Seminar Recap

COMMERCIAL PLANS: INDIVIDUAL & SMALL EMPLOYER

New for 2022 (all states)
New copay plans for Individual (Utah and Idaho) and Small Employer plans.
  • Help members make sense of options with predictable and simple to understand plans
  • Plans include copays for most benefits
  • Excludes DME, some Rx, and Radiation Therapy
Out-of-area network option through UnitedHealthcare® Options PPO (urgent and emergency care only for all Individual plans and Small Employer HMO plans)
  • New this year, up to 60% of enrolled employees can live outside of Utah, Idaho, and Nevada on Small Employer Plans. Some limitations apply.
Rx Saving Solutions® (see details at selecthealth.org/rxsavings)
  • This program, free to members, can provide members with large discounts on certain medications.
Employee Assistance Program (EAP) services included in all Small Employer plans, for all employees, regardless of whether they’re enrolled in the health plan. These benefits include:
  • Up to four counseling sessions per incident/family (family defined as dependent under age 26 years), including assessment for EAP appropriateness; short-term counseling available in person, virtually, or over the phone; and referrals (as needed)
  • 24/7 crisis response hotline
  • Access to Intermountain EAP web-based resources and trainings
Connect Care $0
  • Please note deductible is required first on HDHP-HSA and Catastrophic plans in 2022
2021 Utah Product Highlights
New Signature High-Value Narrow Network for Individual Plans
  • Available in Weber, Davis, Salt Lake, and Utah Counties
  • Over 5,000 Intermountain and non-Intermountain providers
  • Approximately 3% lower premium than Value network
  • Added to eight of our most popular plans, see plan spread for details
  • Loyalty Program exclusive to Signature Network includes: Mental Health visit, adult and child immunizations, preventive exams, enrollment in "Quit for Life", access to Connect Care, gym membership, steps, and more!
Wellness rewards up to $240 per person, $580 per family (see details at selecthealth.org/getfit
Enhanced direct enrollment with Health Sherpa
New Three-Tier Copay Only Plan for Large Employer
  • Self-Funded Plans
  • Value Network
  • Copays and coinsurance Tiers 2 and 3
  • Traditional and HDHPs
2021 Idaho Product Highlights
Average premium increase of $0 on Individual plans, no premium increase for January 1, 2022. Age band changes may impact the premium.
  • First dollar Outpatient Rehab and Chiropractic
New $0 Deductible Copay Plans
Wellness Enhancement: Increase to $580 year per family
St. Luke’s Intensive Lifestyle Medicine Program
  • First dollar Outpatient Rehab and Chiropractic
  • Tailored support from a team of experts
  • Virtual exercise and cooking classes
  • Health coaching to sustain behavior change
New $0 Deductible Copay Plans
2021 Nevada Product Highlights
New Select Health Med Network
  • Available in Clark and Nye Counties
  • Includes 14 Hospitals, including HCA
  • No Select Health referral required
  • In-network access only for Individual Plans. Urgent and Emergent Access to UnitedHealthcare Options PPO when traveling outside Nevada, Utah, and Idaho
Individual plans offered both on and off Nevada Health Link
Wellness rewards up to $240 per person, $580 per family (see details at selecthealth.org/getfit). Loyalty Program exclusive to Signature Network includes: Mental Health visit, adult and child immunizations, preventive exams, enrollment in "Quit for Life", access to Connect Care, gym membership, steps, and more!

MEDICARE ADVANTAGE PLANS

2022 Utah Medicare Advantage Product Highlights
New Health Risk Assessment (HRA) Payment
  • Enrollments effective January 1, 2022
  • $55 payment for assisting members through HRA
New Community D-SNP Plan
  • Davis, Salt Lake, Utah, and Weber counties
  • Works together with Utah Medicaid plans
  • Premium is $0 - 42.90 Premium covered by LIS. Members eligible for full subsidy will still pay $0
  • $3,450 MOOP
  • PCP/SCP: $0 – 20%
  • Includes Silver & Fit gym membership instead of Wellness your way
  • Hearing Aids: $0 through Intermountain Health
  • Annual pharmacy deductible is $0-$99 depending on LIS. Generic prescriptions are $0, $1.35, or $3.95. Copays depending on LIS. Brand-name are $0, $4, or $9.85 depending on LIS
  • Companionship Services through Papa Pals $0
New Veteran Advantage Plan
  • Davis, Salt Lake, Utah,, and Weber Counties
  • $0 Premium ($30/month Part B reduction)
  • $5,400 MOOP
  • PCP/SCP: $0/$40
  • Hearing Aids through Intermountain Health
  • Companionship Services through Papa Pals: $0
  • Rx Benefits are not covered on this plan
$0 premium for Wasatch Essential
$29 premium for Southwest/Central
$67 premium for Wasatch Enhanced
$0 copay for Primary Care Physician (PCP) visits and preventive care
No referrals required
Select insulins and diabetes medications moved to Tier 1; this means $0 copay and $0 deductible
Rx Saving Solutions® (see details at selecthealth.org/rxsavings)
  • This program, free to members, can provide members large discounts on certain medications.
Preventive dental benefits included at no cost and $0 copay
Wellness Your Way for Wasatch Enhanced plan increased to $480—includes reimbursement for greens fees, lift tickets, and national parks passes
Companionship Services through Papa Pals: $0
Comprehensive dental included in the Wasatch Enhanced plan at no additional cost
Seamless access to care in Nevada, Utah, and Idaho using network providers through our regional Select Health Advantage® network
2022 Idaho Medicare Advantage Product Highlights
New Health Risk Assessment (HRA) Payment
  • Enrollments effective January 1, 2022
  • $55 payment for assisting members through HRA
St. Luke’s Lifestyle Medicine Program
  • Tailored support from a team of experts
  • Virtual exercise and cooking classes
  • Health coaching to sustain behavior change
Companionship Services through Papa Pals: $0
Connect Care $0 copay
Rx Saving Solutions® (see details at selecthealth.org/rxsavings)
  • This program, free to members, can provide members large discounts on certain medications.
Flexible Wellness Your Way – $240
Healthy Living℠ reimbursement – $50
Participation in the Senior Savings Model for insulin
Treasure Valley Essential and Enhanced plans in Ada, Boise, and Canyon counties
Treasure Valley Essential and Enhanced Plans now includes comprehensive dental and $150 vision hardware benefit.
Select Health Advantage Southwest Idaho—Adams, Elmore, Gem, Owyhee, Payette, Valley, and Washington counties: $45 premium
Magic Valley plan in Twin Falls County: $88 premium
Select Health Advantage South Central—Cassia, Gooding, Jerome, and Minidoka Counties: $107 premium
Seamless access to care in Nevada, Utah, and Idaho using network providers through our regional Select Health Advantage network
2022 Nevada Medicare Advantage Product Highlights
As part of an integrated health system with Intermountain Health®, we are a long-term partner in the community
Extremely competitive formulary provides substantial cost savings for your clients
Rx Saving Solutions® (see details at selecthealth.org/rxsavings)
  • This program, free to members, can provide members large discounts on certain medications.
New Health Risk Assessment (HRA) Payment
  • Enrollments effective January 1, 2022
  • $55 payment for assisting members through HRA
$0 premium, solid hospital network, vision, comprehensive dental, wellness reimbursement up to $240 annually, over-the-counter benefit, and much more
Increased dental benefit, now $3,000 (preventative not included)
MRI/CT Scan: $75 for office/outpatient facility
Access to 30 myGeneration Clinics with more than 100 providers; myGeneration Clinics specialize exclusively in healthcare for people with Medicare Advantage
Companionship Services through Papa Pals $0
Seamless access to care in Nevada, Utah, and Idaho using network providers through our regional Select Health Advantage network