The Select Health Difference
We’re more than just an insurance company. We’re your insurance company.
Feel the difference with perks and benefits like these:
Intermountain Health Answers
Call our free nurse line to speak to a registered nurse who will listen to your concerns, answer any medical questions you may have, and help you decide what course of action to take. Call them at 844-501-6600, 24 hours a day, 7 days a week.
Medical Cost Estimator
Our most-requested member tool, the Medical Cost Estimator, provides personalized estimates based on your benefits for a doctor, hospital, or service.
Member Discounts
Member-only savings on services and products that aren’t covered by your plan. Get discounts on LASIK, eyewear, nutritional supplements, and more.
Benefits as Flexible as You
Transition plans were developed to help those who need coverage for a short period of time. Here’s what you need to know:
- The minimum term for a Transition plan is 30 days and the maximum is 6 months.
- You can see any provider for covered services and receive the same level of benefits. However, using in-network providers helps avoid potential excess charges.
- Transition plans do not cover certain items and services, such as prescription drugs, preventive care, mental health, or maternity.
- Pre-existing conditions are not covered, regardless of whether you currently have or previously had coverage.
Transition plans may be a good fit for those:
- In between jobs
- In a new hire waiting period
- Awaiting the annual open enrollment period
- Seeking lower-cost alternatives
Network
Before you review the plan options below, take a minute to learn about our network. A network is a combination of doctors and facilities contracted with us to provide you with the care you need. When you see a doctor or go to a facility out-of-network, the price for care will likely be higher and you will be responsible to pay the bill.
In Idaho, the Select Health Network provides access to St. Luke’s nationally recognized hospitals, facilities, and physicians.
Idaho Select Health Network
The Select Health network in Idaho provides access to more than 5,000 providers and healthcare professionals, and 65 hospitals, surgery centers, and skilled nursing facilities throughout the state of Idaho.
Transition Plan Options
Here’s a sneak peak of your deductible and coinsurance options.
MEDICAL DEDUCTIBLE OPTIONS
COINSURANCE/MAXIMUM COINSURANCE OPTIONS
MEDICAL DEDUCTIBLE OPTIONS
Individual/Family
$1,000/$2500
$2,500/$5,000
COINSURANCE/MAXIMUM COINSURANCE OPTIONS
Individual/Family
20% coinsurance , $1,000 maximum coinsurance per person
OR
50% coinsurance, $2,500 maximum coinsurance per person
OR
50% coinsurance, $2,500 maximum coinsurance per person