An Ideal Solution.
Short-Term Limited Duration plans are specifically tailored to help cover accidents and illnesses for a short period of time. Here’s what you need to know before choosing a Short-Term Limited Duration plan:
- The minimum plan term is 30 days, and the maximum term is 90 days.
- After 90 days with Select Health, you will need to switch to another carrier. You will not be able to reinsure with a Select Health Short-Term Limited Duration plan for 12 months from the effective day of the initial 90-day policy. However, you may have the opportunity to explore other coverage options, such as an Individual plan if you qualify for a Special Enrollment Period or during the standard Open Enrollment period.
- You can see any participating provider for covered services and receive the same benefits. If you use in-network providers for covered services, they shouldn’t bill you for additional charges beyond payment amounts allowed by the plan.
- Short-Term Limited Duration plans do not cover prescription drugs, preventive care, mental health, maternity, or pre-existing conditions. Contact Member Services for a full list of plan exclusions.
