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Do I need health
insurance?

When it comes to healthcare, everyone should have a plan.

We encourage you to get—and stay—insured. And it just so happens that we’re experts at helping people find the right health insurance plan. Everyone's situation is different. Below are some common scenarios. Call our friendly team of experts at 855-442-0220.


Need help paying for health insurance?

The American Rescue Plan Act has increased Advanced Premium Tax Credit (APTC) eligibility for Americans.
This means that the government may help you pay for a Federally Facilitated Marketplace (FFM) plan through healthcare.gov.


Are you a student?

If you’re in school, many universities offer health insurance options to enrolled students. Check with your school’s center for student affairs to find out if they can help.


Are you employed?

You might be eligible for a health insurance plan through your employer. Ask your human resources team when and how to enroll.


Are you close to retirement?

If you're 65+ or have a disability, you may qualify for a Medicare Advantage plan. We offer Select Health Advantage, which includes medical, dental, and prescription benefits.


There are two time periods to apply for an individual or family plan:

  1. During Open Enrollment. Usually in the fall, you can apply for an Individual plan. Learn more about open enrollment and see our plans.
  2. Special Enrollment Periods (SEPs). If you've had a life event, you may be able enroll during a SEP. SEPs can be things like, losing health coverage, moving, getting married, having a baby, or adopting a child. Learn more about SEPs.

Do you need more assistance?

We’re happy to talk through your options, even if they aren’t with us. Call our Individual Sales team at 855-442-0220.