Best for:
Small businesses that want comprehensive coverage for employees who frequently use healthcare.
Why it works:
Traditional plans include lower deductibles and fixed copays, offering consistent benefits and straightforward access to care, making them easy for employees to understand and use.
Best for:
Employers and employees who are cost-conscious, rarely need medical care, and value the ability to save tax-free with a Health Savings Account (HSA).
Why it works:
HDHPs allow participants to contribute pre-tax dollars to an HSA, which can be used to cover qualified healthcare costs. This strategy enables individuals and groups to maximize their tax savings and build funds for future medical expenses.
Best for:
Employers seeking a balanced solution that provides straightforward copay structures.
Why it works:
Copay plans feature clear, predetermined costs for commonly used services like office visits and prescriptions. This enables employees to budget with confidence due to predictable out-of-pocket expenses.
Best for:
Employers with 15+ employees who want more control, cost transparency, and potential savings, and who generally have lower or predictable healthcare utilization.
Why it works:
Level funded plans combine the predictability of a monthly payment with the potential to share in surplus if claims are lower than expected. They’re individually underwritten and can reward healthier groups with more competitive pricing—while still feeling familiar to employees.
The Select Health Value network is integrated with Intermountain Health and provides access to providers and facilities throughout Clark and Nye Counties. With Select Health, you can count on comprehensive coverage with a large network of providers and facilities. Referrals are required to see certain specialists.
Select Health Med includes all Intermountain Health facilities, clinics, and doctors and key specialty facilities. Select Health Med contracts with many specialists, and no plan referral is required to see one. Select Health Med provides access to providers and facilities throughout Clark and Nye Counties in Nevada and all of Utah and Idaho.
This network also includes access to dozens of clinics and providers who are aligned with Intermountain Health.
Additionally, Select Health Med plans include in-network access across the U.S. through the UnitedHealthcare Options PPO network.
Note: Maps are representative of geographic areas where plans are available to purchase and are subject to change. In some cases, participating providers and facilities are available outside indicated network areas. Please consult with Select Health Member Services for current network information.
