Open enrollment for health insurance in Utah, Colorado, Nevada, and Idaho is your chance to sign up for, change, or renew your individual and family health plan for the coming year. Knowing when open enrollment is for health insurance and how to choose a plan will help you make the most of this period.
WHEN IS OPEN ENROLLMENT FOR INDIVIDUAL HEALTH INSURANCE?
Open enrollment is the yearly window to sign up for, renew, or change your health insurance plan. Missing these dates means you’ll need to wait until next year unless you qualify for a special enrollment period.
Utah
- Open enrollment: November 1, 2025–January 15, 2026
- Enroll by December 15, 2025 for coverage starting January 1, 2026
- Enroll December 16, 2025–January 15, 2026, for coverage starting February 1, 2026
See Select Health plans in Utah.
Colorado
- Open enrollment: November 1, 2025–January 15, 2026
- Enroll by December 15, 2025, for coverage starting January 1, 2026
- Enroll December 16, 2025–January 15, 2026, for coverage starting February 1, 2026
See Select Health plans in Colorado.
Nevada
- Open enrollment: November 1, 2025–January 15, 2026
- Enroll by December 31, 2025, for coverage starting January 1, 2026
- Enroll January 1–January 15, 2026, for coverage starting February 1, 2026
See Select Health plans in Nevada.
Idaho
- Open enrollment: October 15–December 15, 2025
- Enroll by December 15, 2025, for coverage starting January 1, 2026
See Select Health plans in Idaho.
WHAT TO DO BEFORE OPEN ENROLLMENT BEGINS
Being prepared is key. Before open enrollment starts, take the time to review your current health plan and check to make sure it still fits your needs.
- Gather your documents, including your household income, current insurance coverage, and a list of your family’s healthcare needs. Here’s a checklist to help you get ready:
- Review your current plan and its costs.
- Check your insurance’s provider network for any providers you anticipate visiting.
Once you’ve reviewed your situation, you’re ready to explore your options. Select Health offers a variety of plans designed to meet different needs and budgets. Browse our plans here.
Need a refresher on insurance lingo? Check out this guide for help understanding insurance terms.
HOW TO CHOOSE THE RIGHT HEALTH PLAN
Wondering how to choose the right health plan? The right health plan for you depends on your healthcare needs, budget, and whether you value low premiums or broader coverage.
If you don’t anticipate frequent doctor visits or expensive medications and you’d like to keep monthly costs low, choosing a plan with a low monthly premium might be a good option for you.
If you know you’ll need certain medications every month and want to make sure they’re covered, be sure to check each plan’s pharmacy coverages.
Some plans offer additional benefits like mental health services, vision, or dental coverage.
The plan you choose should reflect what is most important to you—whether it’s low out-of-pocket costs or extensive coverage. Select Health offers flexible options to tailor your plan to your needs.
To secure a personalized plan that fits your needs, check out our plans page or call 855-442-0220.
HOW TO ENROLL IN HEALTH INSURANCE
Once you’ve chosen your plan, enrolling is easy. You can enroll through the online Marketplace in your state, the Select Health website, over the phone, or with help from an insurance broker.
After enrolling, here’s what to expect:
- Confirmation of coverage: You’ll get confirmation of your new plan details and coverage start date.
- ID cards: Our Digital Tools allow you to download your insurance ID cards, access claims information, and view year-to-date deductibles.
- Ongoing support: If you have questions about your plan, Select Health offers Member Support services to help you get the answers you need.
BROWSE PLANS NOW
Open enrollment is your opportunity to make sure your plan matches your needs. Don’t wait until the last minute—sign up within the open enrollment period to ensure your coverage starts on time.
Prepare early, compare options, and choose the plan that works for you. Explore Select Health medical and dental plans online or call 855-442-0220 for personalized help.
This information does not guarantee benefits. To review your benefits, please reference your plan materials or call Member Services at 800-538-5038 weekdays, from 7:00 a.m. to 8:00 p.m., and Saturday, from 9:00 a.m. to 2:00 p.m., closed Sunday. TTY users call 711.
