Most people qualify for Medicare at age 65. Some younger individuals may also qualify if they have certain disabilities or specific medical conditions.
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Frequently asked questions
A Medicare Advantage plan is an alternative to Original Medicare offered by private insurers. It bundles hospital (Part A), medical (Part B), and often prescription drug coverage (Part D) into one plan, and may include extra benefits like dental, vision, or hearing.
Select Health Medicare Advantage plans cover hospital care, doctor visits, and usually prescription drugs. Many plans also include extra benefits such as dental, vision, hearing, and wellness services.
You can first enroll in Medicare around your 65th birthday. There are also specific enrollment periods each year, such as the Annual Enrollment Period, when you can join, switch, or drop a plan.
Many Medicare Advantage plans include prescription drug coverage (Part D). This means you can have both medical and pharmacy benefits combined into one plan.
It depends on the plan. Many Medicare Advantage plans use a network of providers, so you will typically need to choose doctors and facilities within that network, except in emergencies.
Original Medicare includes Parts A and B and lets you see any provider that accepts Medicare, while Medicare Advantage plans are offered by private insurers, typically require a provider network, and often include additional benefits and an out-of-pocket maximum.
Costs can vary by plan but may include monthly premiums, deductibles, copays, and coinsurance. Medicare Advantage plans often include an annual out-of-pocket maximum to help limit your total costs.