Utah Short-Term Limited Duration Plans

Short-Term Limited Duration plans do not cover prescription drugs, preventive care, mental health, maternity, or pre-existing conditions. Contact Member Services for a full list of plan exclusions.

The Short-Term Limited Duration plan defines pre-existing conditions as: symptoms that would cause an ordinarily prudent person to seek diagnosis, care, or treatment within a two year period preceding the effective date of the coverage of the insured person or a condition for which medical advice or treatment was recommeded by a physician or received from a physician within one year period preceding the effective date of the coverage of the insured person. 

You can see any participating provider for covered services and receive the same benefits. If you use in-network providers for covered services, they shouldn’t bill you for additional charges beyond payment amounts allowed by the plan.