Short-term Limited Duration Policy

Important:

This is a short-term, limited-duration policy, NOT comprehensive health coverage. This is a temporary limited policy that has fewer benefits and Federal protections than other types of health insurance options, like those on HealthCare.gov.
This Policy:
Insurance on Healthcare.gov:
Might not cover you
due to preexisting health conditions like diabetes, cancer, stroke, arthritis, heart disease, mental health & substance use disorders
Can’t deny you coverage due to preexisting health conditions
Might not cover things like
prescription drugs, preventive screenings, maternity care, emergency services, hospitalization, pediatric care, physical therapy & more
Covers all essential health benefits
Might have no limit on what you pay
out-of-pocket for care
Protects you with limits on what you pay each year out-of-pocket for essential health benefits
You won’t qualify for
Federal financial help to pay premiums & out-of-pocket costs
Many people qualify for Federal financial help
Doesn’t have to meet
Federal standards for comprehensive health coverage
All plans must meet Federal standards

Looking for comprehensive health insurance?

Visit HealthCare.gov or call 800-318-2596 (TTY 855-889-4325) to find health coverage options.
To find out if you can get health insurance through your job, or a family member’s job, contact the employer.

Questions about this policy?

For questions or complaints about this policy, contact your State Department of Insurance. Find their number on the National Association of Insurance Commissioners’ website (naic.org) under “Insurance Departments.”