Skip to main content
Agent Insights

Commercial Updates November 2025


All Commercial Business

CAA Gag Clause Confirmation of Compliance

The Consolidated Appropriations Act (CAA) of 2021 requires group health plans and health insurance issuers to submit gag clause prohibition compliance attestations annually. Select Health has completed a thorough review of its agreements to ensure compliance and has taken the following steps

1.     Submitted the required attestation for Fully Insured and Level Funded customers

2.     Provided a Confirmation of Compliance for self-funded customers to support their own attestation process

Select Health agents may share the following branded documents with customers:

Select Health attests that the administrative services provided to self-funded customers comply with the requirements outlined in the Consolidated Appropriations Act, 2021 (PL 116-260), Division BB, Section 201: Increasing Transparency by Removing Gag Clauses on Price and Quality Information.

Action Required:

The annual attestation deadline is December 12, 2025.

You may use the Confirmation of Compliance to support attestations for any Select Health-administered medical, pharmacy, and behavioral health services.

The Department of Health and Human Services (HHS) has provided a portal and instructions for issuers and customers to complete their attestation via CMS. Be sure to follow the instructions available on the CMS site.

Your Select Health representative may have already provided a copy of the Confirmation of Compliance.

Questions?

Contact your account manager or Select Health representative for assistance.

Wellness Rewards Program — Important Year-End Deadlines for Your Clients

Please remind your clients that in order to receive credit for Gym Membership or Physical Activity Rewards, all eligible activities must be entered on their selecthealth.org account by November 30. This includes gym information as well as activity tracking data submitted to Personify Health.

Wellness Rewards Program points accumulate from January through December and reset each January. Members can redeem points monthly or save them to exchange for higher-value gift cards*. The final day to redeem points is November 30.

*Rewards received may be considered income and subject to tax.

2026 Materials Now Available in Select Health Link

Updated materials for the 2026 plan year are now available in Select Health Link under Agent Resources. You can download them for immediate use or request printed copies to be shipped directly to you or your clients.

Be sure to check out the latest updates to stay informed and prepared throughout the upcoming year

Level Funded Training

If you missed our first Level Funded Training, we have additional trainings scheduled. Join us for a focused training session designed exclusively for agents in Utah, Idaho, and Colorado to explore Level-Funding and the Select Health product in depth.

There are several trainings available in the months of November and December; please register for the date and time that works for you. The content will be the same in each meeting. There is no need to register for multiple sessions.

Date and Registration Links:

Wednesday, November 19, 2025 10:00AM – 11:00AM MST

Monday, November 24, 2025 1:30PM – 2:30PM MST

Wednesday, December 3, 2025 10:00AM – 11:00AM MST

Thursday, December 11, 2025 2:30PM – 3:30PM MST

Monday, December 17, 2025 11:00AM – 12:00PM MST

Small Employer

Constant Open Enrollment Questions? Mitratech’s Mineral Has Your Back.

Open Enrollment brings a wave of employee questions, last-minute plan changes, and complex compliance concerns. Your focus should be on guiding clients through their benefits strategy—not getting bogged down in HR details.

That’s where Mineral comes in. As a Select Health resource, Mineral provides expert HR and compliance support at no cost to your clients. You can rely on Mineral to handle the tough questions while you stay focused on what matters most.

Here’s how Mineral supports your clients during Open Enrollment:

  • Real-Time Expert Answers - Certified HR professionals are available to answer urgent questions about ERISA, HIPAA, Section 125, and HSA/FSA rules.
  • Clear Employee Communication - Mineral offers templates, FAQs, and resources to help employees understand their options—reducing confusion and workload.
  • Compliant Documentation on Demand - Clients can access state-specific policy templates or use the Handbook Builder to update outdated documents quickly.

Share this short video with your clients to help them log into their personalized Mineral platform. Don’t forget to explore the Mineral Select Health Toolkit—a great resource to highlight Mineral’s value.

Want to stay in the loop?

Sign up to receive direct communications from Mineral, including webinar invites and a monthly newsletter for Select Health clients.

Sign up to stay informed about Mineral.

New Marketing Tools to Support Level Funded Launches

To support the rollout of Level Funded products in Idaho and Colorado for 2026 and in Utah for 2025, we’ve created a set of marketing tools to help you promote these offerings. Resources include social media templates, direct mail postcards, and email messaging templates.

All materials are now available on the Agent Resources site, access them here.

Large Employer

Mental Health Matters: Get to Know These Important Resources

Select Health offers a wide range of mental and behavioral health resources to help you connect your clients with the support they need. In addition to familiar options, we’ve added new tools and services that address concerns such as depression, anxiety, substance abuse, and more—using evidence-based approaches designed to empower and support members.

Select Health Resources

Behavioral Health Doctors and Facilities

Members can find a behavioral health provider by logging into their member account, visiting our website, or by calling Member Advocated at 800-515-2220.

Behavioral Health Care Management

 Care Managers help members navigate mental health needs and connect to vital resources. Members can enroll online or call 800-442-5035.

NovumHealth

Available to Utah members on Fully Insured plans, NovumHealth offers personalized support and immediate access to care. Call 801-669-8176 or visit this website to learn more.

Intermountain Health Resources

Behavioral Health Navigation Line

Offers FREE resources and guidance for mental and behavioral health.

Adults (18+): 833-442-2211

Behavioral Health Access Centers

Intermountain Behavioral Health Access Centers provide immediate behavioral health crisis care for members (18+) who are not experiencing medical emergencies. Visit Intermountain’s website for a full list of access centers.

Virtual Behavioral Care (Connect Care)

Virtual visits may cost members less than appointments at an in-person clinic. Intermountain Connect Care Behavioral Health is available in Utah, Idaho, Colorado, Nevada, and Montana. Members can schedule online through Intermountain’s website.

Employee Assistance Program (EAP)

The EAP offers members short-term counseling services to support them with personal or work-related stressors. While this free counseling is not diagnostic, it is available to all employees and their eligible family members (spouse/partner/dependents age 6-26) whose employer participates in this program. Members can call 800-538-5038 to confirm eligibility.

CredibleMind

A free self-service platform offering podcasts, videos, articles, and more on topics like sleep, stress, nutrition, and relationships. Visit CredibleMind’s website to explore.

Intermountain Health Children’s Resources

Behavioral Health Navigation Line for Teens

Offers FREE resources and guidance for mental and behavioral health.

Teens: 833-442-2211

Primary Children’s Behavioral Health Programs

Intermountain health offers resources for children and adolescents (ages 2-18) including programs, access centers, and wellbeing resources. Visit Intermountain’s website or call 801-313-7711 for a complete list of services, including Assessment, Referral, and Consultation (ARCS) services.

UCHealth Resources

Behavioral Health Specialists

UCHealth offers behavioral health care for all ages through its network of hospitals and clinics across Colorado. Visit UCHealth’s website to explore available services and locations.

Virtual Intensive Outpatient Program (IOP)

UCHealth’s Virtual IOP provides structured group therapy online for members facing challenges with work, school, or daily life. Sessions are held three times a week for six to eight weeks. Members can join through a UCHealth provider, by self-referral, or by calling 970-266-4144.

Additional Resources

Want more information?

Contact your Select Health representative for additional resource details. You can also access informational flyers through Select Health Link:

Select Health Mental and Behavioral Health Care Resources Flyer

Intermountain Mental Health Resources for Adults

Intermountain Mental Health Resources for Children

UCHealth Behavioral Health Services Webpage