Agent Insights

Commercial Updates September 2025

Small Employer

Let Mineral Help Your Level Funded Clients with Required Compliance Needs

Level Funded health plans are regulated like self-insured plans, which creates additional compliance responsibilities for employers. To address this, Select Health has collaborated with Mineral to provide a comprehensive HR and Compliance Solution for your clients—at no extra cost.

When you enroll a client in a Select Health Level Funded Plan, they gain access to Mineral's platform to manage key federal requirements, including:

  • ERISA-Compliant Documents: Clients can use Mineral's Benefits Document Creator to instantly generate customized Summary Plan Descriptions (SPDs), WRAP documents, Premium Only Plans (POPs), and other essential documents required under the Employee Retirement Income Security Act (ERISA).
  • 1094/1095 ACA IRS Filings: Mineral’s platform and HR experts help your clients understand their reporting obligations and answer questions to support accurate and timely tax filings for the 2025 tax year.
  • PCORI Fee Payments: Mineral provides clear information and expert guidance to ensure your clients can accurately calculate and submit their annual Patient-Centered Outcomes Research Institute (PCORI) fees to the IRS.

This valuable collaboration saves you time and gives your clients the expert resources they need to confidently manage their compliance obligations.

Share this short video with your Select Health clients on how to log into their company’s personalized Mineral Platform.

Interested in learning more? Sign up to receive direct communications from Mineral regarding upcoming webinars for Select Health clients and our monthly newsletter, for information we send to Select Health clients. Visit this website to sign up today.

Individual

Individual Agent of Record (AOR) Helpful Hints

  • If you are acquiring business from another agent within your agency or you have purchased a portion/all of their business, send an email to Amy.Koncar@selecthealth.org and include both agents. We process transfers to be effective the following month.
  • Individual AORs must be submitted through the Select Health Link agent portal. You can find this function below the Agent Tools heading.
  • Individual AORs must be received by January 15, 2026, for a January 1, effective date.
  • AOR letters must be signed by both the member and the agent within 30 days of submission. AOR letters will be returned unprocessed if signatures are missing or the date on the letter is more than 30 days out.
  • Be sure to fully explain to the member the purpose of an AOR. Ensure the member is well-informed on what the change entails.

NOTE: For AOR changes through the FFM/Marketplace, we require an AOR be submitted through Link. We do not accept updates for AOR through Marketplace 834 files.