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DO I NEED HEALTH INSURANCE?

Yes! We encourage you to get—and stay—insured. And it just so happens that we’re experts at helping people find the right health insurance plan.

Call our friendly team of experts at 855-442-0220.

When it comes to healthcare, everyone should have a plan.

Do any of the scenarios described here fit your situation? If not, we’re happy to talk about your unique needs. 

 

Looking for your own health insurance plan? Or one for your family?

You can enroll on an Individual or Family plan if:

  • You qualify for a special enrollment period (we call it an SEP). If you recently lost your job or moved, you may be eligible for an SEP—there are other ways to qualify, too. Learn more about SEPs.
  • It’s open enrollment, which occurs in the fall. Visit our Individual plans page to learn more about open enrollment periods and the plans we offer.

 

Worried you can’t afford a health insurance plan? Need help paying for a plan?

Based on your income and other circumstances, you may qualify for Medicaid—a low- or no-cost health insurance plan.

If your financial circumstances have recently changed, you may qualify for a subsidy or cost-sharing reduction. Those are fancy ways of saying that the government may help you pay for a Marketplace plan through healthcare.gov.

There are also other options to explore, such as Take Care Utah. Visit Take Care Utah to get free help applying for health insurance through the Federally Facilitated Marketplace (FFM), Medicaid, or Children’s Health Insurance Plan (CHIP).

 

Parents with Baby in Stroller

Pregnant or have children?

A Children’s Health Insurance Plan (CHIP) may be a low-cost option for your kids or a new baby.

 

Close to retirement?

If you're 65+ or have a disability, you may qualify for a Medicare Advantage plan. We offer SelectHealth Advantage, which includes medical, dental, and prescription benefits.

 

Are you a student?

If you’re in school, many universities offer health insurance options to enrolled students. Check with your school’s center for student affairs to find out if they can help.

 

Little boy getting check by doctor

Got a job?

You might be eligible for a health insurance plan through your employer. If so, ask your human resources team when and how to enroll.

 

Need more help?

We’re happy to talk through your options, even if they aren’t with us. Call our Individual Sales team at 855-442-0220.