facebook pixel What’s My Impossible? Owning My Own Home
Site Search
< Blog Home < Healthy Living

What’s My Impossible? Owning My Own Home

Think you’ll never have enough money or be stable enough to own a house? Think again. You can totally own your own place if you just get rid of one very important barrier.

Handing over the keys to a new homeowner

Growing up, I believed that adults acquired homes as easily as I acquired candy bars. Then, when I was in my 20s, that mindset shifted, and I believed the only people who owned homes were either heiresses or oil tycoons. I figured I’d eventually get married and, with two incomes, I might be able to afford a house with my husband. When the husband never materialized, I decided to do the impossible—buy a house on my own.

The first step: saving money

I set aside money out of each paycheck for a down payment. That seemed easy enough, but it wasn’t because…well, targeted internet ads are a struggle. Nevertheless, I set aside $200 from every paycheck, even when I really wanted to buy new shoes.

Related: Vacation on a Budget: Ideas for a Staycation

Next, I met with a lender

I was able to get pre-qualified for a mortgage. For some reason, I was convinced the mortgage lender would tell me to leave her office after seeing my finances, but she was kind and pre-approved me for a decent-sized loan.

Finally, I changed my thought process

I realized there was still something holding me back—a feeling that trailed me throughout the entire home-buying process. Whenever my realtor took me to a home—no matter how modest—a voice in my head told me I didn’t deserve it. After six months of home shopping, I realized that I wasn’t finding the right home because I didn’t believe I was worthy of owning one.

After I made that realization, my approach to house shopping changed. Whenever the voice telling me I wasn’t worthy of a home started speaking, I made myself think, “I’m worthy of a home and I’m going to find the perfect house for me.” Eventually, I was able to drown out the doubt and that’s when I found the perfect place for me.

Related: Budget Your Way to Financial Health

After years of saving, seven months of searching, and a stressful signing process, I was given the keys to my new place. I’m now a homeowner and I did it by myself. I’m also proud to say that I deserve my home. And you deserve one, too. Opening the door to my new home every day feels like I’ve accomplished my biggest goal—and that’s worth overcoming my self-doubts.

While you’re here, check out my other healthy living articles.    

 

SelectHealth may link to other websites for your convenience. SelectHealth does not expressly or implicitly recommend or endorse the views, opinions, specific services, or products referenced at other websites linked to the SelectHealth site, unless explicitly stated.

The content presented here is for your information only. It is not a substitute for professional medical advice, and it should not be used to diagnose or treat a health problem or disease. Please consult your healthcare provider if you have any questions or concerns.

You May Also Like...

Healthcare and Insurance Basics

How Knowing Your Health Plan Can Improve Your Experience at the Doctor’s Office

Here are my tips to help you have a better experience at your next doctor’s visit.

Nutrition and Diet

Chia Seed Pudding

This easy breakfast is as flavorful as it is colorful. Use these simple ingredients to jazz up your morning!

In the Community

Is Your Organization Keeping Utah Healthy? Apply for Our Award

Each year, we recognize 20 organizations that are making a healthy difference in Utah to help support their missions.

Business

How We Care for More Than Our Members’ Physical Well-Being

Here’s how our care management program benefits all our members and how we take a longitudinal approach to care.

Related Articles

Related Articles

Healthy Living

15 Interesting Facts About the Human Body

These facts may help you appreciate your body even more.

Healthy Living

Healthy Habits to Boost your Immunity this Winter

Winter doesn’t have to mean getting sick with a cold or the flu. Here are ways to boost your immunity during the cold winter months to prevent illness and have a healthy winter season.

Healthy Living

Prescription Opioids What You Need to Know

Here’s what you should know about prescription opioids—including side effects, risks, alternatives, and proper ways to dispose of the medication.

Healthy Living

7 Sleep Tips for a New School Year

Sleep is just as important as food, drink, and safety. Make sure your kids are getting enough sleep now that school has started.

Post Author

Jennifer Diffley
Jennifer Diffley is a SLC resident. She is a senior copywriter and has her MFA in creative writing from NYU. Jennifer is committed to health, but has an unhealthy fascination with outrageous shoes.