Health Insurance Plans

Traditional Plans

Traditional plans offer the most comprehensive coverage. These plans typically have lower deductibles and cost-sharing arrangements(copays, coinsurance) when compared to our HealthSave options. However, they generally have higher monthly premiums.

HSA-Eligible Plans

HSA-eligible Plans are designed to be paired with a tax-advantaged Health Savings Account (HSA). An increasingly popular choice, HSA-eligible plans typically have lower monthly premiums, offset by high deductibles and cost-sharing.

To discuss options and pricing, contact your agent or call our Sales team at 844-442-6294..

Prescription Drug Coverage

We work with local doctors to develop an evidence-based list of covered drugs, and we encourage generic drug use, when appropriate, to provide more sustainable drug costs.

Small Employer plans use our premier, evidence-based drug list, RxSelect. It covers a wide range of medications and places minimal restrictions on drug selection.

 

Nationally Recognized Doctors and Hospitals

Employers can choose between our networks, which range in size and scope to help you balance cost and access.

 

Select Med®
Select Med is affordable and comprehensive, including 3 times more hospitals and providers than Select Value. Our most popular provider network, it reaches northern and southern Utah. For cancer treatment, the Huntsman Cancer Institute is participating. A swing-out option provides benefits at nonparticipating hospitals and providers for most services.
Select Value®
Select Value is highly integrated with Intermountain Healthcare and is a great option for employers along the Wasatch Front. Select Value provides access to all Intermountain facilities in Weber, Davis, Salt Lake, and Utah counties.
SelectHealth Idaho
The SelectHealth Network in Idaho gives members access to St. Luke’s nationally recognized hospitals, facilities, and physicians as well as the St. Luke’s Health Partners network. In Northern Idaho, your employees can also access First Choice Health providers and others in the MultiPlan networks of doctors and facilities. This network also provides access to many specialty hospitals in Utah, including Primary Children’s Hospital and the Huntsman Cancer Institute for cancer treatment.