Shop for Small Employer Plans

Thank you for considering SelectHealth for your employer-sponsored healthcare coverage. We provide standard HMO/Plus products as well as High Deductible Health Plan (HDHP) which is designed to be used with a Health Savings Account (HSA).

Provider Network Options

 
Participating Hospitals
Participating Physicians
HMO
Counties Serviced
11
1,200+
Yes
Davis, Salt Lake, Weber, and parts of Utah counties
38
3,500+
No
Beaver, Cache, Davis, Duchesne, Iron, Juab, Millard, Morgan, Salt Lake, Sanpete, Sevier, Summit, Utah, Wasatch, Washington, Weber, and parts of Box Elder, Garfield, Piute, Tooele, Uintah, and Wayne
42
4,700+
No
Beaver, Cache, Davis, Duchesne, Iron, Juab, Kane, Millard, Morgan, Piute, Rich, Salt Lake, Sanpete, Sevier, Summit, Uintah, Utah, Wasatch, Washington, Wayne, Weber, and parts of Box Elder and Tooele

Plan Options

SelectHealth offers a wide range of benefit options. Each major option is summarized below.

OPEN PANEL

The open panel option allows employers to offer three different plans to their employees: one HMO and two point-of-service "Plus" plans.

  • HMO Plans-  HMO plans require your employees to use participating providers and facilities (unless there is an emergency). One network is available with several copay and deductible options.
  • Plus Plans - Plus plans are HMO plans with a point-of-service feature. This means that your employees can use both participating and nonparticipating providers for most services. Benefits are reduced for nonparticipating services. Your employees will also be responsible for a separate out-of-network deductible and out-of-pocket maximum. Two networks are available with several copay and deductible options.

HEALTHSAVE

Our HealthSave plans conform to the U.S. Treasury Department guidelines for a HDHP. These plans can be used with a tax-advantaged HSA. HealthSave plans generally have higher deductibles than our other plans, but they also have lower premiums. HealthSave plans include HMO and Plus options.

DUAL OPTION

Dual Option allows you to offer your employees a choice between a HealthSave plan and a traditional plan. Dual Option is a good way to introduce higher deductibles for employees who are interested in the advantages of an HSA. To qualify for Dual Option, ten employees must be enrolled at all times.

NATIONCARE

NationCare is our solution for employers based in Utah with employees who live in other states. NationCare is price competitive and provides access to over 60 different PPO networks.

2009 Small Employer plan details

2010 Small Employer plan details

To learn more about a small employer plan call your broker or Small Employer Sales at 801-442-4908 (Salt Lake Area) or 800-442-3125, option 2.