• High Deductible Health Plans & HSAs

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For those that prefer more control over their healthcare dollars, HealthSave plans represent an innovative approach to coverage. To take advantage of this option, select a High Deductible Health Plan (HDHP) in conjunction with a Health Savings Account (HSA).

You pay a much lower premium and deposit your cost savings into the HSA. This allows you to build your healthcare dollars over time, and use as you see fit. You have one deductible for all medical, pharmacy, and mental health services. 

Use the information below to help you choose the plan that best meets your needs.



HealthSave Benefit Summary - 80%/20%

The purpose of this table is for comparison only.

BenefitsParticipating Benefits
Deductibles & Out-of-Pocket Maximums
(Deductible included in the out-of-pocket maximum)
Option 1:
Single: $1,300 deductible, $3,900 max
Family: $2,600 deductible, $7,800 max

Option 2:
Single: $1,500 deductible, $5,000 max
Family: $3,000 deductible, $10,000 max

Option 3:
Single: $2,500 deductible, $3,500 max
Family: $5,000 deductible, $7,000 max
Preventive Care - Primary Care Provider
(deductible waived)
Covered 100%
Preventive Care - Secondary Care Provider
(deductible waived)
Covered 100%
Office Visit - Primary Doctor
$25 after deductible
Office Visit  - Secondary Care Provider
$40 after deductible
Prescription Drugs
Tier 1: $10 after deductible
Tier 2: 25% after deductible
Tier 3: 50% after deductible
Tier 4: 20% after deductible
Emergency Room
$250 after deductible participating/nonparticipating


HealthSave Benefit Summary - 100% Plans

The purpose of this table is for comparison only.

BenefitsParticipating Benefits
Deductibles & Out-of-Pocket Maximums
(Deductible included in the out-of-pocket maximum)
Single: $5,000 deductible, $5,000 max
Family: $10,000 deductible, $10,000 max
Preventive Care - Primary Care Provider
(deductible waived)
Covered 100%
Preventive Care -Secondary Care Provider
(deductible waived)
Covered 100%
Office Visit - Primary Doctor
100% after deductible
Office Visit - Secondary Care Provider
100% after deductible
Prescription Drugs
Tier 1: 100% after deductible
Tier 2: 100% after deductible
Tier 3: 100% after deductible
Tier 4: 100% after deductible
Emergency Room
100% after deductible
participating/nonparticipating