We offer many different plans, both on and off the Marketplace. Our individual and family plans fall into three main categories:
Our Preference plans come in a variety of designs with different combinations of deductibles, coinsurance, and copays. Some have copays that apply before you meet your deductible; others have copays that apply after you meet your deductible. These plans qualify as Minimum Essential Coverage.
Our HealthSave plans give your more control over your healthcare dollars. These plans are designed to be paired with a Health Savings Account (HSA), which is similar to a personal savings account that you can use for healthcare costs.
Money that you contribute to your HSA is pre-tax and it does not expire at the end of the year. If you qualify for cost-sharing reduction and you enroll in a HealthSave plan, it may not be eligible to be paired with an HSA account. These plans qualify as minimum essential coverage.
SelectHealth Transition Plans
Our low-cost transition plans are ideal for when you are without health insurance for a short time. These plans focus on accidents, illness, and other basic care needs. Pre-existing conditions and preventive care are not covered, and these plans do not meet the minimum essential coverage requirements needed to avoid the Individual Tax Penalty.