• Optional Plan Benefits

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We offer a number of benefits and account options that may increase or decrease premiums.

Benefits That May Decrease Premiums

$7,500 Maternity Deductible

This will apply to all maternity services but not the out-of-pocket maximum. After the deductible is met, maternity services from participating providers are covered at 100 percent. The deductible also applies to adoption services.

Maternity Not Covered

Maternity and adoption services are not covered. Complications of pregnancy apply to medical benefits.

Benefits That May Increase Premiums

Waiver of Medical Deductible for Office Visits

  • Office visits and minor diagnostic tests with participating providers;
  • Intermountain InstaCare facilities and other participating urgent care facilities;
  • Intermountain KidsCare facilities; and
  • Intermountain ExpressCare clinics.

Pharmacy Deductible Waiver

No pharmacy deductible applies to prescription drugs. This is only available if you select the Waiver of Medical Deductible for Office Visits.

Supplemental Accident Coverage

The first $1,000 of accident-related services are covered at 100 percent per person/calendar year (must be used within one year from the date of the accident).

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