We offer a number of benefits and account options that may increase or decrease premiums.
Benefits That May Decrease Premiums
$7,500 Maternity Deductible
This will apply to all maternity services but not the out-of-pocket maximum. After the deductible is met, maternity services from participating providers are covered at 100 percent. The deductible also applies to adoption services.
Maternity Not Covered
Maternity and adoption services are not covered. Complications of pregnancy apply to medical benefits.
Benefits That May Increase Premiums
Waiver of Medical Deductible for Office Visits
- Office visits and minor diagnostic tests with participating providers;
- Intermountain InstaCare facilities and other participating urgent care facilities;
- Intermountain KidsCare facilities; and
- Intermountain ExpressCare clinics.
Pharmacy Deductible Waiver
No pharmacy deductible applies to prescription drugs. This is only available if you select the Waiver of Medical Deductible for Office Visits.
Supplemental Accident Coverage
The first $1,000 of accident-related services are covered at 100 percent per person/calendar year (must be used within one year from the date of the accident).

Find plan information, claims data, and Intermountain medical records on My Health. Get connected now.