• Individual and Family Plans

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We offer many different plans, both on and off the Marketplace. Our individual and family plans fall into four main categories: HealthSave, Preference, Transition and Millennial (catastrophic coverage).  


Open Enrollment and Special Enrollment Periods

Typically, you may only enroll in an individual or family health plan during open enrollment from November 1 through January 31.

You may qualify for a Special Enrollment Period (SEP), a period of time during which you may enroll outside of open enrollment.* Events that may qualify you for an SEP include getting married, having a baby, losing health insurance, or moving.**

Think you may qualify for an SEP?


Continue an Application

Not ready to shop?  Read more a​bout our plans below:

* If you are an American Indian or Alaska Native, you may enroll through the Marketplace or change from one health plan to another one time per month. Open enrollment dates do not apply to you.

** Additional requirements may apply and documentation of these events will be required.

SelectHealth Plans

Our HealthSave plans give your more control over your healthcare dollars. These plans are designed to be paired with a Health Savings Account (HSA)*, which is like a personal savings account that you can use for healthcare costs. 
Money that you contribute to your HSA is pre-tax and it does not expire at the end of the year.
These plans qualify as minimum essential coverage. 
*If you qualify for a cost-sharing reduction plan on the Marketplace and you enroll in a HealthSave plan, you may not be able to pair it with an HSA account.
Our Preference plans come in a variety of designs with different combinations of deductibles, coinsurance, and copays. They also have different maximum-out-of-pocket amounts for in-network and out-of-network coverage.
Some plans offer all or a limited number of visits (primary care only) before the deductible applies. 
These plans qualify as Minimum Essential Coverage 
Our low-cost Transition plans are ideal for when you are without health insurance for a short time. These plans focus on accidents, illness, and other basic care needs.
Please keep in mind that Transition plans do not cover pre-existing conditions or preventive care.  They are a short-term plan that does not provide the minimum essential coverage requirements needed to avoid the individual tax penalty.


Millennial (Catastrophic Coverage)
People who are younger than age 30 and those with hardship exceptions may qualify for what is called a "catastrophic plan." These plans have higher deductibles and out-of-pocket maximums and are ideal for those who only want protection from very high medical costs.
This plan allows you three deductible-free visits to your primary care doctor or mental health provider! You are only responsible for the copay for these initial visits. 
After three visits, you will pay the full cost of your healthcare (up to your deductible), and then all covered services will be paid at 100 percent.
These plans qualify as minimum essential coverage.

Tax Credits & Cost Sharing Reduction
You may qualify for an advanced premium tax credit that helps lower your monthly insurance (called your premium). Cost sharing reduction helps lower the amount you have to pay for deductibles, copayments, and coinsurance.